Let’s say you happen to come across a large sum of money and you need to figure out what you are going to do with it. You could have received a bonus at work, a tax return, or inherited some money. No matter which way you come about it, you need a plan to do …
I love deposits. Putting money I have earned into my account is one the most satisfying things on the planet. Sometimes, however, you deposit your hard earned cash only to see that pending deposit in your account. Can you spend it? When will it be available? I’ll explain. Every time you make a deposit, your …
Moving out is a huge step towards your independence. But you have to make sure that you are financially standing on at least one foot to keep yourself from falling flat on your face. Moving out with no money can lead to having this problem. Whether you are a recent graduate, gotten divorced, or just …
I love to decorate, but I hate to spend money on home decor. Over the past 12 years that I have had a home, I have found ways to decorate on a dime. Being able to save on home decor is the way to go. It just takes a little time but you know what …
When you think about being able to save half of your paycheck, it sounds very motivating to live on less. But it can be a very difficult thing if you aren’t mentally prepared for what you are about to do. Living on half of your income isn’t for the faint of heart. Just imagine what …
I love to save money, especially on things I can control like my utility bills. Energy is expensive and saving on it can have some real advantages. Simple adjustments can help save you thousands. Let me show you what we do at my house to cut costs. Change the Light Bulbs One of the biggest …
Everybody makes mistakes, I know I do. There is only one problem with making financial mistakes, and that problem is when you don’t try and fix them. In this post, I have listed some of the common money mistakes and what I suggest you do to get them right. Spending Your Entire Paycheck This one …
I know eating healthy is a struggle and everyone assumes that it is expensive, putting it out of their budget. It wasn’t until my husband and I comitted to a vegetarian diet for weight loss that I realized you can eat healthy on a budget. In this post, I give you the tips I used …
It is usually in desperate times that we realize how important it is to be frugal. I am currently living in one of my desperate times. Lucky for me, I am always using my frugal living tips and I try to make sure I have money to fall back on. Pair that with my budget …
Today, I sit at home with my kids trying to figure out how to homeschool because our schools have been closed temporarily while we try to keep the spread of the Covid-19 virus to a minimum. Sitting here, because I can’t work, has made me realize that I am very fortunate to have an emergency …