I love to decorate, but I hate to spend money on home decor. Over the past 12 years that I have had a home, I have found ways to decorate on a dime. Being able to save on home decor is the way to go. It just takes a little time but you know what …
When you think about being able to save half of your paycheck, it sounds very motivating to live on less. But it can be a very difficult thing if you aren’t mentally prepared for what you are about to do. Living on half of your income isn’t for the faint of heart. Just imagine what …
I love to save money, especially on things I can control like my utility bills. Energy is expensive and saving on it can have some real advantages. Simple adjustments can help save you thousands. Let me show you what we do at my house to cut costs. Change the Light Bulbs One of the biggest …
Are you an adult that is worried about how you are going to get the money for college to cover that degree? Did you decide after 25 that you need a degree and you don’t know how you are going to pay for it? It’s ok, I have been there. Let me show you the …
A credit score is a highly coveted number that basically rules your financial life. Lenders and other credit companies use this number to decide if they want to take a chance on you with their money. Any credit score can be raised with just a little work. I never realized how important a credit score …
Paying only the minimum on any debt will make it go on forever. You can pay down debt much faster with the methods I go over in this post. Did you know that when you pay the minimum on a credit card, it applies your hard-earned money to mostly interest? Even as tempting as it …
Everybody makes mistakes, I know I do. There is only one problem with making financial mistakes, and that problem is when you don’t try and fix them. In this post, I have listed some of the common money mistakes and what I suggest you do to get them right. Spending Your Entire Paycheck This one …
I know eating healthy is a struggle and everyone assumes that it is expensive, putting it out of their budget. It wasn’t until my husband and I comitted to a vegetarian diet for weight loss that I realized you can eat healthy on a budget. In this post, I give you the tips I used …
It is usually in desperate times that we realize how important it is to be frugal. I am currently living in one of my desperate times. Lucky for me, I am always using my frugal living tips and I try to make sure I have money to fall back on. Pair that with my budget …
Today, I sit at home with my kids trying to figure out how to homeschool because our schools have been closed temporarily while we try to keep the spread of the Covid-19 virus to a minimum. Sitting here, because I can’t work, has made me realize that I am very fortunate to have an emergency …